Bank lending officer for banking organization, person must have good credit, phone and in-person and presentation skills. Assist customers with any business loan related questions and concerns. Calls on clients to expand existing business. Monitors an existing commercial real estate loan portfolio to maintain a high quality asset base. Maintain up-to-date customer files including current balance sheets, profit and loss statements, cash flow projections and all loan documentation. Maximize profitability through appropriate pricing of new loan originations, fee income, and selling of all products and services. Negotiate terms, structure loan financing based on risk considerations and present credits for approval Review member financial condition and assess the customer’s ability to re-pay the loan Complete or directs completion of all loan documents and closes loan.
Requirements: Minimum of three years bank lending experience is required along with a four year college degree. 2 years of mortgage experience Three to five years of proven commercial lending experience. Bachelor’s degree in Finance, Business, or Economics preferred.
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